Welcome to Colorado Banking Rates
Colorado Banking Rates is here to help you save money, no matter how much money you make, the state of your credit, or what your goals and aspirations might be. Maybe it’s the right time to buy a new home, or have a child. Whatever you’ve got on your money plate, you should find the best and lowest interest rates where possible. Some rates we offer include:
- Colorado mortgage refinance rates
- Colorado insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Our Featured Colorado Bank Rate
Colorado Banking Rates recommends the rates that Zions Bank has to offer. Zions Bank makes it easy to start saving wherever you are, including Colorado. The current savings account rate that you can apply for today is at 1.16%, which is one of the top rates in the nation. Zions Bank has been in business for 135 years and has over 125 branches.
For inquiries contact:
One South Main StreetSalt Lake City, Utah 84133
Phone:
1-800-974-880024 Hours a Day
7 Days a Week
More Colorado Banks
The Home State Bank 2695 West Eisenhower Blvd Loveland, CO, 80537 | Community Choice Credit Union 6921 E. 72Nd Av Commerce City, CO, 80022 | One Thirteen Credit Union 3505 N. Chestnut St. Colorado Spring, CO, 80907 |
Coloramo Credit Union 516 28 Road Grand Junction, CO, 81501 | Integrity Bank 1430 Cipriani Loop Monument, CO, 80132 | Arapahoe Credit Union 3999 E. Arapahoe Rd. Centennial, CO, 80122 |
Do you want to know a little secret about getting good bank rates? Some of the best ones can be found in your local area. Some of the best Colorado bank rates rival even the highest rates you’ll find from national banks. The reason is because, unlike major national banks, most local banks cater to a more specific target market. They know their customers and they know their community.
For example, mortgage rates may be up across the country since the subprime market went belly-up. That may affect bigger, national chains that were exposed to the meltdown, but Colorado banks that kept their nose clean during the bubble may be in a more advantageous position to offer more attractive rates for would-be homebuyers.
It’s always a good idea to see what local banks in Colorado are offering when searching for any bank rate, whether it’s a mortgage, money-market savings, or CD.
Life Changes Affecting Colorado Banking Rates
- Buying a condo in Vail.
- Graduating from Colorado State, and needing a car to find a job.
- Renovating your Pagosa Springs home.
350 Colorado Residents to be Laid Off by Time Warner
Time Warner Cable is planning to let go of 350 workers in Colorado, while closing two of seven offices in the state. The two offices will be an Englewood National Division Headquarter and a call center. About 800 of the company’s workers will remain after layoffs.
Time Warner turned a profit last quarter but pointed to the economy as the primary culprit. People are just not spending as much on premium channels and on demand services the company noted.
At a time when many people around the U.S. are suffering from high unemployment rates, the best thing to do is save where you can. That means eating at home, cutting out any entertainment expenses and interviewing everywhere possible. If you have a large rainy day fund, you might consider opening a CD or a high-yield savings account to earn some interest on that. After all, whatever you collect from unemployment should be more than enough to support you without touching your emergency fund.
To find the best savings and CD accounts in Colorado, use our online rates table. You’ll be able to search for the best Colorado savings rates, online rates and even national rates. Let us do the hard work so you can start saving immediately.
Colorado Lawmakers Give Initial Approval to Suspend Tax Breaks: How it Affects You
You may have heard that Colorado lawmakers have given initial approval for the state to begin taxing online purchases, junk mail, candy and soft drinks among other consumer goods. Gov. Bill Ritter is hoping to find ways to trim another $50 million from the state budget. How does this affect you?
Ritter says the global recession is forcing the government to cut spending to save, but you should be sure you’re doing the same. For example, you can make a list of your expenses for the year and deduct it from your earnings. You should save a good portion of your earnings, and dedicate them to categories such as rainy day funds, leisure and savings. To save even more money, look at where you’re spending and see if you can cut expenses anywhere else.
A good way for you to earn on top of saving is by investing. If you’re not a seasoned investor, invest in a CD account. They are extremely low risk and give great returns that you won’t to stress about. The best and most simple secret to saving is to “set it and forget it.” If you’ve already invested a portion of your money in a CD, you no longer have to worry about saving enough for the future. Just make sure the amount is significant enough to earn some real interest. You can try to same approach with a savings account. Simply have a portion of your check deducted and put into a savings account. You can spend the rest without ever having to stress again.
To read more about Colorado’s suspension of various tax exemptions, click here.
Colorado’s $50 Million Budget Plan: What it Means to Your Finances
Governor Bill Ritter, Jr. recently submitted a $50 million budget proposal, the fifth time he’s had to modify the budget to fit the $7 billion General Fund fiscal plan. Ritter has managed to cut state spending and $2.1 billion in budget shortfalls. He plans to continue cuts by suspending tax exemptions for the following industries:
- Energy Manufacturing
- Candy and Soda
- Software
- Online Purchase
- Pesticides
- Non-Essential Food Containers
- Agriculture
- Direct Mail Advertising
While these tax exemptions may not seem to affect you, consumers will definitely feel the pinch. The companies in this industry will definitely trickle down the cost to residents to offset at least some of their losses from the suspended tax exemption. Taking a look at the list, it seems that online purchases will immediately affect most consumers.
Instead of spending, you should shift your perspective towards saving. During an economic downturn, and especially when emerging from one, your strategy should be to save as much as possible precisely because the future is so unpredictable. At the height of the stock market in 2008, no one would have considered the economy taking such a huge dive. It’s no different than at any other point in financial history. There will be swings in both directions, but as long as you’re focused on saving you’ll come out ahead.
Check out our rates charts for comparisons on the best savings account and CD rates available for Colorado today. You may find that saving is easier than you think – just enter your zip code and you’re done.
Remember, the government can only make more money by cutting its budget spending and improving savings. You can do the same on a smaller level and come out on top.
To read more about Colorado’s suspension of tax exemptions, click here.
Colorado Announces Fulough Days: Make it Up with CDs!
Colorado Governor Bill Ritter, Jr. has issued a mandate imposing four additional furlough days this year, bringing the total number of furlough days to 8. The current recession has forced the governor to act in order to save more state funds. The furlough days affect all state employees, or about 15,500 people, and aims to save $27.2 million dollars for Colorado. There is still another $270 million shortfall facing the state, which Gov. Ritter is expected to address shortly.
The Gov. suggests that families are making hard decisions and tightening belts, and so the state must do the same. Here’s a different suggestion: tighten the belt while fattening the wallet.
You can either accept that you will be losing an additional four days’ salary, or you can try to earn more money to make up for the loss. The best way to approach this is by investing in a CD. Odds are that you do not want to risk losing more money on stocks, which many believe is currently overvalued. Instead, invest in a certificate of deposit to guarantee a return for the remainder of the fiscal year.
Making up for your furlough days is easy with a CD. Simply search for the highest rate you can find using our online rates chart and the only step left to take is to sign up. Enter your zip code in the field and you’ll be provided with the best rates in your area instantly. You can even search for the best online and national rates.
Don’t let the extra furlough days get you down. Colorado is filled with abundant beauty, so go out and enjoy it on your extra days off. Just make sure you sign up for a Colorado CD account rate so that you’re earning interest instead of losing more money!
To read more about Colorado’s increased furlough days, click here.
Get the Best Rates in , CO
Colorado Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Colorado Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Colorado Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Colorado Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Free Rate Resources in , CO
Colorado Banking Rates is rapidly becoming the premier Colorado interest rate source. By working with thousands of financial companies, Colorado Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Colorado Home Loan Rates
- Colorado Savings Rates
- Colorado Credit Card Rates
- Colorado Student Loan Rates
- Colorado Auto Loan Rates
- Colorado Insurance Rates
- Colorado CD Rates
Colorado Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Colorado Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Colorado Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
